See real rates from top carriers. No phone calls. No pushy agents. Just honest coverage options so you can protect the home you worked so hard to buy.
Getting covered shouldn't feel like homework. We made it as easy as ordering takeout.
Tell us about your home loan — amount, length, and a bit about yourself. Completely secure and private.
See live quotes from multiple top-rated insurance carriers side by side. Real prices, no guessing.
Pick the coverage that fits your family and apply directly — no waiting rooms, no callbacks.
See why homeowners across the country choose us to protect what matters most.
"I put off getting coverage for two years because I thought it would be complicated and expensive. Mortgage Shield showed me real rates in under 3 minutes — and my monthly premium was way lower than I expected. Wish I had done this sooner."
"My lender tried to sell me their protection plan at closing. I'm glad I waited and shopped around here instead — I found the same coverage for $40 less per month. No exam, no phone calls, applied completely online."
"After my husband and I bought our first home, protecting it was our top priority. This made it so simple — no confusing jargon, no pressure. We got covered the same day we found the site. Highly recommend."
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We believe protecting your family's home should be simple, transparent, and completely on your terms.
We use bank-level encryption. Your personal and financial information is never sold to third parties.
Compare rates freely. There's no commitment until you decide to apply — and you can walk away anytime.
We partner with established, A-rated insurance carriers so you can trust your policy will be there when it matters.
Not all mortgage protection is created equal. Here's how we stack up against the alternatives.
Maybe not — but it depends on your situation. If your existing life insurance payout is large enough to cover your entire mortgage balance and give your family runway beyond that, you may be fully covered.
However, many homeowners find that mortgage protection insurance fills a specific gap: it's designed specifically for the home, often easier to qualify for, and provides your family with a clear guarantee that the house is paid off.
Rates vary based on your age, health, mortgage balance, and loan term — but many homeowners are surprised by how affordable it is. Most policies for a standard 30-year mortgage run between $30–$100/month.
The best way to know your actual cost is to get a quote — it takes about 2 minutes and there's no commitment.
Many mortgage protection policies are available with simplified underwriting — meaning you answer a few health questions, but there's often no physical exam required. Some carriers offer guaranteed acceptance options as well.
The specific requirements depend on the carrier and coverage amount. You'll see which options apply to you when you get your quote.
The best time is right after you close on your home. Rates are based on your age, so the younger you are when you apply, the lower your premium will typically be — and you'll lock it in for the life of the policy.
That said, it's never too late to get coverage. Even if you've had your mortgage for a few years, securing protection now means your family is covered from today forward.
If you sell your home or pay off your mortgage early, you can cancel your policy at any time — there are no prepayment penalties. The policy exists to protect your home loan, so once the loan is gone, you simply stop needing it.
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